Here’s how to use the mortgage calculator:

1. Enter Loan Details:
   • Loan Amount: Type in the amount you plan to borrow.
   • Annual Interest Rate: Input the annual interest rate for the loan as a percentage (e.g., 5 for 5%).
   • Loan Term: Enter the number of years over which you’ll repay the loan.
2. Calculate:
   • Click the “Calculate” button after filling in all fields.
3. View Results:
   • The calculator will show:
     • Monthly Payment: How much you’ll pay each month.
     • Total Payment: The sum of all payments over the loan term.
     • Total Interest: The total interest you’ll pay over the life of the loan.
     • Amortization Table: A yearly breakdown of balance, interest, principal, and payment.

Make sure all inputs are valid numbers before calculating. If there’s an error, you’ll see a prompt to enter valid numbers.